To all my friends who are actively serving or honorably discharged from any branch of the US Armed Services: If you are looking to purchase or already own a home, I can answer any questions you have about VA mortgages. Call me anytime at 973-886-9021. See below:
 
VA loans offer the following important features:
 -100% financing available for purchases and cash-out refinances
 -Equal opportunity for all qualified veterans to obtain a VA loan.
 -No down-payment
-Buyer informed of reasonable value.
 -Negotiable interest rate.
 -Ability to finance the VA funding fee -Closing costs are comparable with other financing types (and may be lower).
 -No monthly mortgage insurance premiums.
 -An assumable mortgage.
 -Right to prepay without penalty.
 -For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
 -VA assistance to veteran borrowers in default due to temporary financial difficulty.
 
Gregory W. Kane
 NMLS #897180
MLD Mortgage Inc. d/b/a The Money Store
NMLS #1019